Why Dallas is Great for First-Time Buyers
The Dallas-Fort Worth metroplex is one of the best markets in America for first-time buyers. Compared to coastal cities, your dollar goes significantly further. Strong job growth from corporate relocations means stable employment, and the variety of suburbs means you can find the right fit for your budget and lifestyle.
Down Payment Assistance Programs
TSAHC - Texas State Affordable Housing Corporation
Up to 5% down payment assistance for first-time buyers. Income limits are generous for the DFW area.
My First Texas Home (TDHCA)
30-year fixed-rate mortgages with down payment assistance up to 5%. Can be combined with Mortgage Credit Certificates.
City of Dallas Homebuyer Assistance Program
Up to $60,000 in assistance for eligible buyers purchasing in Dallas city limits. Forgivable after 5-10 years of occupancy.
Affordable DFW Neighborhoods for First-Time Buyers
Frisco
Fast-growing suburb with excellent Frisco ISD schools. New construction townhomes and starter homes available. Explore Frisco
McKinney
Historic downtown charm with new master-planned communities. More affordable than Frisco with similar amenities.
Arlington
Central location between Dallas and Fort Worth. Diverse housing options at accessible price points.
Mesquite & Garland
East of Dallas with significantly lower prices. Established neighborhoods with good value.
First-Time Buyer Tips for Dallas
- Consider the commute: DFW traffic is real. Factor in your commute when choosing neighborhoods.
- Research school districts: Even without kids, good schools protect your investment.
- Look at new construction: Builder incentives can help with closing costs and rate buydowns.
- Budget for HOA fees: Many DFW communities have HOAs. Factor this into your budget.
- Get pre-approved first: The DFW market moves fast. Be ready to act.
Ready to Buy Your First Dallas Home?
Our agents help first-time buyers navigate the DFW market and find programs that work for your situation.
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