Tennessee STR Investment Guide

Invest in Tennessee Short Term Rentals

From the iconic Smoky Mountains to the vibrant streets of Nashville, Tennessee offers some of the nation's most profitable short term rental markets. Discover why savvy investors are choosing the Volunteer State for vacation rental investments.

12M+ Annual Smoky Mountain Visitors
$285 Avg Nightly Rate (Cabins)
65%+ Avg Occupancy Rate
0% State Income Tax

Tennessee STR Market Opportunity

Why Tennessee is a premier destination for short term rental investment

Tennessee ranks among the top states for STR investment thanks to its diverse tourism appeal, business-friendly tax environment, and multiple high-performing markets. The state attracts over 126 million visitors annually, generating $23 billion in tourism spending. Whether you're interested in a cozy mountain cabin in Gatlinburg, a party-ready Nashville bachelorette house, or a scenic retreat near Chattanooga, Tennessee offers compelling opportunities for every investor profile.

Tennessee STR Regulations Overview

What you need to know about operating short term rentals in Tennessee

State-Level Friendliness

Tennessee has no statewide ban on short term rentals. The state generally supports property owner rights, though regulation is left to local municipalities and counties.

Nashville Permits

Nashville requires STR permits and has restricted non-owner-occupied rentals in certain zones. Owner-occupied permits are easier to obtain. Work with a local agent to navigate requirements.

Smoky Mountains (Sevier County)

Sevier County (Gatlinburg, Pigeon Forge, Sevierville) has historically STR-friendly regulations with straightforward permit processes and strong support for vacation rentals.

Tax Requirements

Collect state sales tax (7%), local sales tax (varies), and applicable hotel/motel taxes. Tennessee has no state income tax, benefiting rental income retention.

Regulations change frequently. Our matched agents stay current on local requirements and can guide you through the permitting process.

Why Invest in Tennessee STRs

Key advantages of short term rental investment in the Volunteer State

Massive Tourism Base

Great Smoky Mountains National Park attracts 12M+ visitors annually, making it the most visited national park in the US. Nashville adds 15M+ visitors for entertainment tourism.

No State Income Tax

Tennessee has no state income tax on rental income, allowing investors to keep more of their earnings compared to high-tax states.

Strong Appreciation

Tennessee real estate has shown consistent appreciation, with the Smoky Mountains and Nashville metro areas seeing particularly strong growth.

Year-Round Demand

Fall foliage, winter skiing, spring blooms, and summer adventures create four-season demand in the mountains. Nashville's events run year-round.

Established STR Market

Tennessee has a mature vacation rental ecosystem with established property managers, cleaning services, and investor-friendly vendors.

Diverse Investment Options

From luxury mountain cabins to urban condos, Tennessee offers diverse property types at various price points to match any investment strategy.

Frequently Asked Questions

Common questions about Tennessee short term rental investment

What are the best markets for short term rental investment in Tennessee?

The top Tennessee STR markets include Gatlinburg, Pigeon Forge, and Sevierville in the Smoky Mountains for cabin investments, Nashville for urban vacation rentals and bachelorette party properties, and Chattanooga for a mix of outdoor tourism and urban appeal. Each market offers unique advantages based on your investment goals and property type preferences.

Are short term rentals legal in Tennessee?

Yes, short term rentals are legal in Tennessee, though regulations vary by city and county. Tennessee is generally considered STR-friendly with no state-level ban. However, cities like Nashville have specific permit requirements, while Sevier County (Gatlinburg, Pigeon Forge, Sevierville) has more relaxed regulations. Always verify local ordinances before purchasing.

How much can I earn from a Smoky Mountains cabin rental?

Smoky Mountains cabin rentals in areas like Gatlinburg and Pigeon Forge can generate $50,000 to $150,000+ in annual gross revenue depending on location, size, amenities, and views. Properties with hot tubs, game rooms, and mountain views command premium rates of $200-500+ per night with occupancy rates averaging 60-70%.

What taxes apply to Tennessee short term rentals?

Tennessee STR operators must collect and remit state sales tax (7%), local option sales tax (varies by county, typically 2.25-2.75%), and local hotel/motel tax or tourism tax (varies by municipality). Tennessee has no state income tax on rental income, making it tax-advantaged compared to many other states.

Should I invest in Nashville or the Smoky Mountains for STR?

Both markets offer excellent opportunities with different profiles. Nashville offers higher nightly rates ($275+ avg), year-round events, and appreciation potential but requires permits and faces stricter regulations. The Smoky Mountains (Gatlinburg, Pigeon Forge) offer more STR-friendly regulations, consistent tourism from 12M+ annual visitors, and cabin-style properties. Your choice depends on budget, risk tolerance, and management preferences.

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