Texas Property Tax Calculator
Estimate your annual property taxes by county. Includes homestead exemption savings and monthly payment impact.
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💡 Save More on Property Taxes
Texas homeowners can reduce their property tax bill significantly. File for your homestead exemption immediately after closing (saves $2,000-$3,000/year on a typical home). If you're 65+ or disabled, you qualify for additional exemptions and a tax ceiling freeze. You can also protest your assessed value each year - about 70% of protests result in lower valuations. Read our complete guide →
2026 Property Tax Rates by Texas County
| County | Major Cities | Avg. Rate | Tax on $450K Home* |
|---|---|---|---|
| Travis | Austin, Lakeway | 2.43% | $8,505 |
| Williamson | Round Rock, Cedar Park | 2.35% | $8,225 |
| Harris | Houston | 2.31% | $8,085 |
| Collin | Plano, Frisco, McKinney | 2.15% | $7,525 |
| Dallas | Dallas, Highland Park | 2.28% | $7,980 |
| Fort Bend | Sugar Land, Katy | 2.48% | $8,680 |
| Bexar | San Antonio | 2.52% | $8,820 |
| Denton | Denton, Flower Mound | 2.22% | $7,770 |
*After $100,000 homestead exemption. Actual rates vary by city, school district, and special districts.
Have Questions About Texas Property Taxes?
Learn about exemptions, protests, payment deadlines, and more in our Texas Property Tax FAQ →
Top 20 Texas Counties: Property Tax Comparison 2026
Compare effective tax rates, median home values, and estimated annual taxes across Texas's largest counties. Use this data to understand how your county stacks up against others.
| County | Avg Tax Rate | Median Home Value | Annual Tax (No Exemption) | Annual Tax (w/ $100K Exemption) |
|---|---|---|---|---|
| Harris County (Houston) | 2.03% | $240,000 | $4,872 | $2,842 |
| Travis County (Austin) | 1.80% | $475,000 | $8,550 | $6,750 |
| Dallas County (Dallas) | 1.93% | $310,000 | $5,983 | $4,047 |
| Bexar County (San Antonio) | 1.89% | $265,000 | $5,009 | $3,136 |
| Tarrant County (Fort Worth) | 2.09% | $295,000 | $6,166 | $4,081 |
| Collin County (Plano/Frisco) | 1.92% | $430,000 | $8,256 | $6,336 |
| Denton County (Flower Mound) | 1.88% | $395,000 | $7,426 | $5,546 |
| Williamson County (Round Rock/Cedar Park) | 1.85% | $410,000 | $7,585 | $5,685 |
| Fort Bend County (Sugar Land/Katy) | 2.23% | $340,000 | $7,582 | $5,359 |
| Montgomery County (The Woodlands) | 2.01% | $310,000 | $6,231 | $4,221 |
| Hays County (San Marcos/Dripping Springs) | 1.91% | $380,000 | $7,258 | $5,368 |
| El Paso County (El Paso) | 2.24% | $195,000 | $4,368 | $2,128 |
| Brazoria County (Pearland/Lake Jackson) | 2.17% | $270,000 | $5,859 | $3,689 |
| Bell County (Killeen/Temple) | 2.15% | $235,000 | $5,053 | $2,903 |
| Galveston County (Galveston/League City) | 2.12% | $260,000 | $5,512 | $3,392 |
| Lubbock County (Lubbock) | 1.84% | $195,000 | $3,588 | $1,748 |
| Nueces County (Corpus Christi) | 2.08% | $175,000 | $3,640 | $1,560 |
| Webb County (Laredo) | 2.05% | $155,000 | $3,178 | $1,128 |
| Cameron County (Brownsville/South Padre) | 1.98% | $135,000 | $2,673 | $693 |
| Hidalgo County (McAllen/Pharr) | 2.02% | $150,000 | $3,030 | $1,010 |
*Tax calculations based on median home values. Actual taxes vary by city, school district, and special districts within each county. Rates are averages and may not reflect your exact location.
Texas Homestead Exemption: Save Thousands on Property Taxes
Texas law allows homeowners to reduce their property tax bill through various exemptions. These are among the most valuable homeowner benefits in the state.
$100K School Tax Exemption
Available to all Texas homeowners who occupy the property as their primary residence. This exemption reduces your school property tax calculation by $100,000. On a typical home, this saves $1,500-$3,000 annually.
Age 65+ Property Tax Exemption
Texans 65 and older qualify for an additional $100,000 homestead exemption (making $200K total). Plus, property tax increases are frozen at the value when you first apply—your taxes never increase due to home appreciation.
Disabled Veteran Exemption
Eligible disabled veterans can receive a 100% property tax exemption (in most cases) or a percentage exemption based on disability rating. Requirements vary—check with your appraisal district for your specific eligibility.
Disabled Person Exemption
Texas residents with disabilities (regardless of age) may qualify for a homestead exemption. Income and disability requirements apply. Contact your local appraisal district for details.
How to Apply for Homestead Exemption
- File within 30 days of closing on your home for optimal results (though filing anytime within the year is possible).
- Complete Form 50-117 at your county appraisal district office.
- Bring proof of ownership (deed) and proof of occupancy (utility bills, mortgage documents).
- The exemption applies to the current tax year and continues as long as you own and occupy the home.
- Tax bills reflect the exemption the following year after approval.
Read our complete homestead exemption guide → for deadline dates, eligibility details, and county-specific information.
How to Protest Your Texas Property Tax Appraisal
Approximately 70% of homeowners who formally protest their property tax appraisal receive a lower valuation, resulting in immediate tax savings. Here's what you need to know:
2026 Key Deadlines
- April 22, 2026: Deadline to file a Notice of Protest with your county appraisal district (or 30 days after receiving your notice of appraised value).
- May-June 2026: Appraisal Review Board (ARB) hearing period.
- July 2026: ARB must render a decision.
Note: Deadlines vary slightly by county. Check your county appraisal district website for exact dates.
Protest Process Overview
- Gather documentation: Comparable home sales, professional appraisals, repair/damage photos, property condition reports.
- File Notice of Protest: Submit Form 50-41H before the April 22 deadline. Include supporting evidence.
- Attend ARB hearing: Present your case (in-person or by phone) with evidence that the appraised value exceeds fair market value.
- Receive decision: The ARB will approve, modify, or deny your protest.
- Appeal if needed: If unsatisfied, you can appeal to district court (by May 31 the following year).
Pro Tip: You don't need a lawyer to protest—most homeowners successfully represent themselves with solid comparable sales data. Focus on recent sales of similar properties in your neighborhood that sold below the appraised value.