Savannah, GA Airbnb & Short-Term Rental Regulations [2026 Guide]
Everything you need to know about operating a legal short-term vacation rental in Savannah, Georgia. Complete guide to STVR certification, taxes, historic district rules, and compliance requirements updated for 2026.
Savannah's charming historic squares and Southern hospitality make it one of the most popular tourist destinations in the Southeast. However, the city has implemented detailed short-term vacation rental (STVR) regulations to balance tourism with preserving neighborhood character. Understanding these rules is essential for anyone looking to invest in Savannah's vacation rental market.
Regulation Overview
Savannah defines a Short-Term Vacation Rental (STVR) as the rental of an entire dwelling unit for a duration of 30 days or less. Rentals of 31 days or longer do not require STVR permits and are allowed citywide. Operating a legal STVR requires a certificate issued by the City that ensures your property meets zoning, safety, and operational standards.
Key Regulatory Bodies
- City of Savannah Development Services: Handles STVR certification, inspections, and compliance
- Historic Savannah Foundation: Provides guidance on historic district requirements
- Georgia Department of Revenue: Oversees state sales tax and hotel-motel fee
- City of Savannah Revenue Department: Administers local hotel-motel excise tax
STVR Certificate Requirements
All short-term vacation rental operators in Savannah must obtain an STVR certificate before advertising or renting their property. The certificate must be renewed annually and requires meeting specific requirements based on property location and type.
Application Requirements
Submit through the City of Savannah's permit portal
Deed or title documentation showing current ownership
Name, address, phone number, and email of responsible party available around the clock
Proof of adequate liability insurance coverage for rental operations
Successful completion of safety and compliance inspection
Required for properties in designated historic districts
Zoning & Overlay Districts
Savannah's STVR regulations vary significantly based on location. STVRs are predominantly allowed within designated overlay districts, each with distinct rules and requirements.
STVR Overlay Districts
| District | Owner-Occupied | Non-Owner-Occupied | Notes |
|---|---|---|---|
| Downtown Historic District | Allowed | Allowed (Capped) | Permit caps by ward; many at capacity |
| Victorian District | Allowed | Allowed (Capped) | Permit caps by ward; waitlists common |
| Streetcar District (TN-2) | Allowed | Prohibited | Owner must reside full-time year-round |
| Residential Zones (Outside Overlay) | Limited | Prohibited | Rentals 31+ days allowed citywide |
District-Specific Rules
Downtown Historic District
The most sought-after area for STVRs, featuring Savannah's famous squares and historic architecture:
- Both owner-occupied and non-owner-occupied permits available
- Strict permit caps enforced by ward
- Certificate of Appropriateness required
- Most wards at or near capacity with multi-year waitlists
Victorian District
Historic residential neighborhood south of downtown:
- Similar rules to Downtown Historic District
- Permit caps apply by ward
- Growing demand has created waitlists in many areas
Streetcar District (TN-2 Zoning)
More restrictive area with owner-occupancy requirements:
- Only owner-occupied STVR permits allowed
- Owner must reside in the home full-time and year-round
- Significantly limits opportunities for investment properties
- Designed to preserve residential character
Permit Caps & Waitlists
Savannah has implemented strategic percentage caps that limit the number of vacation rentals within certain neighborhoods. Understanding these caps is crucial for investment planning.
How Permit Caps Work
- Ward-Based Limits: Each ward within the Historic and Victorian Districts has a maximum percentage of properties that can hold STVR permits
- Capacity Status: Many wards have already reached their quota for non-owner-occupied permits
- Waitlists: When a ward is at capacity, new applicants are placed on waitlists
- Wait Times: Waitlists can span 2 years, 10 years, or even indefinitely depending on the area
Waitlist Considerations
Before purchasing a property for STVR investment in Savannah:
- Check current permit availability with the City's planning department
- Ask about waitlist position and estimated wait times
- Consider the financial implications of waiting years for a permit
- Explore alternative income strategies (31+ day rentals) while waiting
Hotel-Motel Taxes
Savannah STR operators face a combined tax burden of approximately 15%, making it one of Georgia's highest-taxed STR markets. Understanding your tax obligations is essential for profitability.
| Tax Type | Rate | Collected By | Remittance |
|---|---|---|---|
| Savannah Hotel-Motel Excise Tax | 8% | Host or Platform | Monthly by 20th |
| Georgia State Sales Tax | 7% | Host or Platform | Monthly by 20th |
| Georgia State Hotel-Motel Fee | $5/night | Host or Platform | For stays 30 nights or less |
| Total | 15% + $5/night | - | - |
Tax Collection Details
Key information about Savannah's STVR taxes:
- 8% Local Tax: Increased from 6% to 8% effective September 1, 2023 - first increase since 1995
- Monthly Filing: Hotel-Motel Excise taxes must be paid by the 20th of the following month
- Platform Collection: Airbnb and VRBO collect and remit both state sales tax and local hotel-motel tax automatically
- Direct Bookings: Hosts must collect and remit all taxes for direct bookings outside of platforms
Tax Revenue Distribution
Savannah's hotel-motel tax revenues are distributed as follows:
- 37% to the City of Savannah general fund
- 33% to Visit Savannah tourism promotion
- 15% to tourism development
- 14% to the convention center
Hosting Limits & Rules
Savannah imposes operational requirements on STVR hosts to protect neighborhood quality and ensure guest safety.
Occupancy & Operational Requirements
- Guest Limits: Based on number of bedrooms and property type
- Minimum Stay: Some areas may have minimum stay requirements
- 24-Hour Contact: Must provide name, address, phone, and email of responsible party
- Annual Renewal: Certificate must be renewed each year
Safety Requirements
Working smoke detectors on every level and in sleeping areas
Required in properties with gas appliances
Readily accessible fire extinguisher required
Posted emergency contacts, exit routes, and local contact
Adequate coverage for short-term rental operations
Prohibited Activities
- Large parties and events that disturb neighbors
- Exceeding posted occupancy limits
- Noise violations during quiet hours
- Operating without valid certificate
Historic District Requirements
Properties in Savannah's historic districts face additional requirements designed to preserve the city's architectural heritage and neighborhood character.
Certificate of Appropriateness
Properties in historic districts require a Certificate of Appropriateness in addition to the STVR certificate:
- Required for any exterior modifications to the property
- Ensures compliance with historic preservation standards
- Reviews impact on district character and neighboring properties
- May require approval from Historic District Board of Review
Historic District Specific Rules
- Density Limits: Specific STR density limits apply by ward
- Exterior Requirements: Must maintain historic appearance
- Signage Restrictions: Limited or no commercial signage allowed
- Parking Considerations: Must comply with district parking requirements
Penalties & Enforcement
Savannah enforces its STVR regulations through inspections, complaints, and monitoring. While enforcement has historically varied, the city has tools to address violations.
Violation Penalties
| Violation Type | Potential Consequence |
|---|---|
| Operating without certificate | Fines, cease and desist orders |
| Operating in prohibited zone | Certificate revocation, fines |
| Safety violations | Certificate suspension until corrected |
| Noise/nuisance complaints | Warnings, fines, potential revocation |
| Tax non-compliance | Back taxes, penalties, interest |
| Historic district violations | Fines, required corrections |
Enforcement Methods
- Neighbor Complaints: City responds to complaints from residents
- Annual Inspections: Required for certificate renewal
- Platform Monitoring: City may monitor listing platforms for unlicensed properties
- Tax Audits: Revenue department may audit for tax compliance
2026 Regulatory Updates
Savannah's STVR regulations continue to evolve. Here are the key developments and considerations for 2026:
Current Regulatory Environment
- Tax Rate Stability: The 8% hotel-motel tax rate (increased in 2023) remains in effect
- Permit Caps: Many wards remain at or near capacity for non-owner-occupied permits
- Enforcement Focus: City continues efforts to ensure compliance
- Tourism Growth: Strong tourism demand maintains interest in STVR investments
Market Considerations
Investors should consider:
- Limited permit availability in prime historic district locations
- Premium pricing for properties with existing permits
- Alternative strategies like 31+ day rentals while on waitlists
- Owner-occupied options in Streetcar District for those willing to reside
Future Outlook
Potential developments to watch:
- Possible adjustments to permit cap percentages
- Enhanced enforcement of existing regulations
- Potential changes to historic district requirements
- Continued strong demand for permitted properties
Frequently Asked Questions
Yes, Savannah requires all short-term vacation rental (STVR) operators to obtain a certificate from the City before listing their property. STVRs are defined as rentals of 30 days or less. Operating without a valid certificate can result in fines and enforcement action. The certificate must be renewed annually.
STVRs in Savannah are predominantly allowed within designated overlay districts, including the Downtown Historic District, Victorian District, and Streetcar District. The Streetcar District (TN-2 zoning) only allows owner-occupied permits, while the Historic and Victorian Districts allow non-owner-occupied permits but have strict permit caps by ward, with many areas already at capacity.
Savannah STR operators must collect and remit a total of approximately 15% in taxes, including an 8% local Hotel-Motel Excise Tax, 7% Georgia State Sales Tax, plus a $5 per night state hotel-motel fee for stays of 30 nights or less. Airbnb and VRBO typically collect and remit these taxes automatically for hosts.
Yes, Savannah has implemented percentage caps that limit the number of vacation rentals within certain neighborhoods and wards. Many wards in the Historic and Victorian Districts have already reached their quota for non-owner-occupied STVR permits, resulting in waitlists that can span 2 years, 10 years, or even indefinitely depending on the area.
Yes, properties in Savannah's historic districts require a Certificate of Appropriateness in addition to the STVR certificate. This ensures that any exterior modifications to the property comply with historic preservation standards. The historic district has specific STR density limits by ward and detailed requirements for insurance, safety, and operations.
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